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Unlisted shares are illiquid and carry higher risk than listed securities. Prices are indicative, not live. Read the risk disclosure.

Valuation
Investment Thesis
Shreyans Financial and Capital Services Limited (CIN: L65921PB1984PLC005967) is a listed Punjab-based NBFC incorporated in 1984 and registered for other credit granting activities. Operating from the Shree Rishabh Paper Mill campus in Nawanshahar, the company has reported revenue under ₹1 Cr as of FY2015 and no meaningful public financial disclosures have been found since. With paid-up capital of just ₹1 Cr and over a decade of near-zero reported activity, this is a near-dormant listed NBFC with negligible investment interest.
Pros
Cons
Business Segments
NBFC — other credit granting; consumer credit and money lending outside banking system; Shree Rishabh Paper Mill premises, Village Janam, Nawanshahar, Punjab 144522
Revenue Model
The company earns revenue through lending, investment income, and financial services as an NBFC, with additional exposure to paper and textiles through investments or operations.
Detailed Analysis
Growth Plans
Growth in credit demand in Punjab's agricultural and MSME sectors
Potential group synergies with Shreyans Industries if group-affiliated
Industry Tailwinds
Growth in credit demand in Punjab's agricultural and MSME sectors
Potential group synergies with Shreyans Industries if group-affiliated
Recent Developments
Comparable Companies
SHREYANS · ~300 Cr
Frequently Asked Questions
About Shreyans Financial & Capital Services
Shreyans Financial and Capital Services Limited is a registered Non-Banking Financial Company (NBFC) incorporated on 9 October 1984 in Punjab with CIN L65921PB1984PLC005967. The company is registered with the Reserve Bank of India and carries on the business of acquiring securities of group and non-group entities. It operates as a Non-Systematically Important NBFC. The company is the investment and treasury arm of the Shreyans Group, one of North India's leading industrial conglomerates promoted by the well-known Oswal family of Ludhiana. The Shreyans Group has major interests in Paper (Shreyans Industries Limited, BSE-listed) and Textiles. Shreyans Financial functions as the group's treasury vehicle, acquiring stakes in group companies while managing surplus funds. Its office is co-located at Shree Rishabh Paper Mill Premises, Village Janam, Nawanshahr, Punjab. With authorised capital of Rs 6 crore and paid-up capital of Rs 1 crore, it is conservatively capitalised. The website sfcsl.co.in is operational, providing basic corporate transparency. The company provides financial intermediation including consumer credit, industrial loans, and securities investment. The Oswal family's 60+ year track record in managing the listed Shreyans Industries lends strong institutional credibility to this entity. Active compliance maintained for over 40 years.
Key Milestones
1984 — Incorporated as Shreyans Financial and Capital Services Limited, ROC Chandigarh, Punjab
Common questions about unlisted shares
You buy from and sell to the wisefolio desk — shares route through the desk's demat, money-in before shares-out.
You enquire
· Takes 2 minutesTell us the company and quantity you want. Share your demat details so we can settle directly into your account.
We source & quote
· Typically within 1 business dayOur desk sources the shares and comes back with a firm price and an allocation for the quantity available.
You accept the allocation
· Quote valid for 3 daysReview the price, quantity and total. Accept to lock the allocation. The quote is valid for a short window before it needs re-pricing.
You transfer the funds
· Pay within 2 days of acceptingPay by direct bank transfer to the desk's published account — never to a personal account. We confirm receipt and begin the transfer.
Shares reach your demat
· Usually credited within 2–3 business daysOnce payment is verified, the shares are transferred from the desk's demat into yours, and you receive a transfer confirmation.
A principal desk for unlisted & pre-IPO shares — you transact with us, not a stranger.
You enquire
Takes 2 minutes
We source & quote
Typically within 1 business day
You accept the allocation
Quote valid for 3 days
You transfer the funds
Pay within 2 days of accepting
Shares reach your demat
Usually credited within 2–3 business days
Unlisted shares are illiquid and carry higher risk. Pricing is indicative, not live, and these are private off-market transactions with no exchange settlement guarantee. Read the full risk disclosure.
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Industry Headwinds
RBI regulatory changes for small NBFCs may require additional capital compliance
Limited geographic presence in a single region of Punjab
RBI has been tightening regulations for smaller NBFCs including capital adequacy requirements and stricter lending norms
Source: Regulatory Filings
Located in Nawanshahr, a small town in Punjab, limiting access to large institutional borrowers and capital
Source: Media Reports / Public Records
No ISIN assigned and limited public financial data available, making investor assessment difficult
Source: Media Reports / Public Records
RBI has been tightening regulations for smaller NBFCs including capital adequacy requirements and stricter lending norms
Located in Nawanshahr, a small town in Punjab, limiting access to large institutional borrowers and capital
No ISIN assigned and limited public financial data available, making investor assessment difficult
Listed entity (L-prefix CIN); registered as NBFC under financial intermediation category

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