What does Pushkar Banijya Limited do?

Pushkar Banijya Limited is a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI), based in Kolkata, West Bengal. It operates as a Non-Deposit accepting NBFC focused on SME lending and financial intermediation activities.

Is Pushkar Banijya Limited listed on a stock exchange?

Yes, Pushkar Banijya Limited is listed on the Calcutta Stock Exchange (CSE), though it may have limited trading volumes due to the CSE's relatively low liquidity compared to NSE/BSE.

Is Pushkar Banijya an RBI-registered NBFC?

Yes, the company holds an NBFC registration with the Reserve Bank of India and operates as a Non-Deposit Non-Banking Finance Company, meaning it cannot accept public deposits.

What is the share price of Pushkar Banijya Limited?

The current indicative price is ₹10 per share, which is typically the face value level for many small NBFC stocks listed on regional exchanges.

How do I buy Pushkar Banijya unlisted shares here?

Raise an enquiry on any company with the quantity you want. Our desk sources the shares and comes back with a firm price and allocation. You accept the allocation, transfer the funds to the desk's published bank account, and once we verify payment the shares are transferred into your demat.

Who am I actually transacting with?

You transact with the desk, not with an anonymous counterparty. When you buy, you buy from the desk; when you sell, you sell to the desk. Shares always route through the desk's own demat account, so there's one accountable party for the whole trade.

How do I pay, and is there a payment gateway?

Payment is by direct bank transfer to Prospire Network Private Limited's published account (CIN U82300UP2025PTC233622), shown to you in-app at the payment step. There is no card gateway and no escrow. Never pay to a personal account or to any account shared over phone, WhatsApp or email — even if the person claims to be from our team.

How long does settlement take?

After you accept an allocation, you have a short window to pay (typically 2 days). Once payment is verified, shares are usually credited to your demat within 2–3 business days, subject to depository timelines and any company-level restrictions. Timeframes are typical, not guaranteed.

There are no separate platform fee lines and no GST on the transfer — the desk's margin is built into the buy/sell price you're quoted. The only statutory add-on on a purchase is stamp duty on the consideration, shown transparently in your cost breakdown.

Is there a minimum ticket size for Pushkar Banijya?

Minimums vary by company and depend on the lot the desk can source. Raise an enquiry and the desk will confirm the available quantity and the minimum for that name.

What KYC do I need, and do I need a demat account?

You'll share your demat details when you enquire so we can settle directly. Full KYC — PAN and a client-master / demat statement — is required before the transfer step, when shares actually change hands. Yes, you need an active demat account to hold unlisted shares.

Are there lock-ins on unlisted or pre-IPO shares?

Some shares carry statutory or company-imposed lock-ins — for example, a post-listing lock-in on pre-IPO stock — and transfers can be subject to the company's articles or approvals. Where a lock-in applies, we'll flag it before you commit.

How do I sell Pushkar Banijya shares I already hold?

Raise a sell enquiry with the company, quantity and your target price. The desk confirms a buying price, you transfer your shares into the desk's demat, and once the credit is verified we pay you out by bank transfer to your registered account. The desk never pays out before your shares are received.

Unlisted shares are illiquid, may be hard or impossible to sell, and are not covered by exchange settlement guarantees or investor-protection funds. Pricing is indicative, not live. Read the full Risk Disclosure before you enquire, and invest only what you can afford to lock away.

Pushkar Banijya Unlisted Share Price | Buy Pushkar Banijya Pre-IPO Shares — wisefolio

Investment Thesis

Pushkar Banijya Limited is a Kolkata-based, RBI-registered NBFC with over 30 years of operational history, listed on the Calcutta Stock Exchange. While its NBFC status and long track record are positives, its small scale, limited financial disclosures, and low-liquidity listing make it a high-risk, low-visibility investment.

Pros

L-prefix CIN; Calcutta Stock Exchange listed; RBI-registered non-deposit taking NBFC; 31+ years since 1994; Shakespeare Sarani (Victoria Plaza), Kolkata — prime South Kolkata commercial address.
Diversified loan products: business/capacity expansion, working capital, equipment/machinery, term loans against property, commercial property purchase; website: pushkarbanijya.com.
Revenue ₹2.78 Cr (TTM); active operations confirmed with operational lending business.

Cons

Revenue ₹2.78 Cr — small NBFC scale; Calcutta Stock Exchange listing has near-zero secondary market liquidity.
Non-deposit taking model limits funding sources; competition from larger NBFCs and banks for SME lending.
No ISIN confirmed; no promoter details publicly available.
Small paid-up capital expected for a Calcutta SE listed NBFC; limited growth levers.

Business Segments

NBFC Lending

RBI-registered non-deposit taking NBFC; loans for business/capacity expansion, working capital, equipment/machinery, term loans against property, commercial property purchase; Kolkata.

Revenue Model

Revenue is generated through interest income on loans extended to SMEs and other borrowers, along with processing fees and other financial service charges, as permitted under its RBI NBFC license.

Detailed Analysis

Growth outlookExpansion plans, industry tailwinds & headwinds6

Growth Plans

Growth in SME credit demand in eastern India could benefit the company

Regulatory support for NBFCs in priority sector lending

Industry Tailwinds

Growth in SME credit demand in eastern India could benefit the company

Regulatory support for NBFCs in priority sector lending

Recent Developments

Company maintains active operations and CSE listing

Pushkar Banijya Limited continues active NBFC operations in Kolkata with maintained CSE listing and RBI registration.

2024

Comparable Companies

CompanyTypeTickerMkt Cap

Magma FincorpListedMAGMAFINCO—

Arman Financial ServicesListedARMANFIN~500 Cr

Magma FincorpListed

MAGMAFINCO

Arman Financial ServicesListed

ARMANFIN · ~500 Cr

Frequently Asked Questions

About Pushkar Banijya

Pushkar Banijya Limited is a Kolkata-based Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI) and listed on the Calcutta Stock Exchange (CSE). The company's registered office is at Victoria Plaza, 5th Floor, 2A, Shakespeare Sarani, Kolkata - 700071, West Bengal. As a Non-Deposit Taking Non-Banking Finance Company, Pushkar Banijya is engaged primarily in advancing loans to businesses and individuals, as well as investing and trading in securities. The company's lending focus includes SME loans for small and medium enterprises, working capital loans, and business loans to help micro and small enterprises grow — reflecting a financial inclusion-oriented approach to credit delivery. Pushkar Banijya's target market is micro and small enterprise borrowers who may have limited access to formal banking credit. By extending working capital and business growth loans based on operational needs rather than solely on collateral, the company serves an underserved segment of India's MSME economy — a sector that the government has actively sought to bring into formal credit channels. The company is listed on the Calcutta Stock Exchange, providing regulatory oversight under SEBI's exchange listing requirements. Its location at Shakespeare Sarani in central Kolkata — a prominent commercial address in the city — supports its engagement with Bengal's business community. West Bengal's MSME sector is large and growing, with significant numbers of small businesses in trade, manufacturing, and services that require working capital support. Pushkar Banijya's positioning as a local, accessible lender in this ecosystem gives it a natural client base among Bengal's entrepreneurial community.

Key Milestones

Incorporated 1994 in West Bengal (CIN: L65923WB1994PLC062978) — 31+ years old

Common questions about unlisted shares

How do I buy Pushkar Banijya unlisted shares here?
Raise an enquiry on any company with the quantity you want. Our desk sources the shares and comes back with a firm price and allocation. You accept the allocation, transfer the funds to the desk's published bank account, and once we verify payment the shares are transferred into your demat.
Who am I actually transacting with?
You transact with the desk, not with an anonymous counterparty. When you buy, you buy from the desk; when you sell, you sell to the desk. Shares always route through the desk's own demat account, so there's one accountable party for the whole trade.
How do I pay, and is there a payment gateway?

Pushkar Banijya Limited

How settlement works

Get price alerts for Pushkar Banijya Limited

Discuss Pushkar Banijya

Similar companies

Other ways to invest