What does New Link Overseas Finance Limited do?

New Link Overseas Finance Limited is a Chennai-based Non-Banking Financial Company (NBFC) engaged in asset financing. It provides financing solutions, potentially including vehicle loans, equipment financing, and other asset-backed lending products, primarily serving the Tamil Nadu market.

Is New Link Overseas Finance Limited regulated by the RBI?

As an NBFC registered under CIN U65191TN1991PLC020173, the company would be required to be registered with the Reserve Bank of India under Section 45-IA of the RBI Act. Investors should verify the company's current NBFC registration status directly with the RBI or through MCA filings.

Is New Link Overseas Finance Limited listed on any stock exchange?

No, it is an unlisted company. Shares are available only through the Indian unlisted share market at approximately ₹10 per share.

What does 'Overseas Finance' in the name mean?

The 'Overseas Finance' designation in the company name may indicate the original focus on financing activities connected to overseas trade or remittance-related financial products when incorporated in 1991. Current business activities should be verified through RBI and MCA filings.

What is the lot size for New Link Overseas Finance unlisted shares?

The lot size is 1 share, allowing investors to purchase any quantity through unlisted share dealers.

What are the risks of investing in a small NBFC like New Link Overseas Finance?

Risks include asset quality deterioration if loans go bad (NPAs), liquidity risk from funding mismatches, regulatory risk from RBI compliance requirements, and concentration risk in a single geography. As an unlisted company, financial disclosures are limited, making risk assessment difficult.

How do I buy New Link Overseas Finance unlisted shares here?

Raise an enquiry on any company with the quantity you want. Our desk sources the shares and comes back with a firm price and allocation. You accept the allocation, transfer the funds to the desk's published bank account, and once we verify payment the shares are transferred into your demat.

Who am I actually transacting with?

You transact with the desk, not with an anonymous counterparty. When you buy, you buy from the desk; when you sell, you sell to the desk. Shares always route through the desk's own demat account, so there's one accountable party for the whole trade.

How do I pay, and is there a payment gateway?

Payment is by direct bank transfer to Prospire Network Private Limited's published account (CIN U82300UP2025PTC233622), shown to you in-app at the payment step. There is no card gateway and no escrow. Never pay to a personal account or to any account shared over phone, WhatsApp or email — even if the person claims to be from our team.

How long does settlement take?

After you accept an allocation, you have a short window to pay (typically 2 days). Once payment is verified, shares are usually credited to your demat within 2–3 business days, subject to depository timelines and any company-level restrictions. Timeframes are typical, not guaranteed.

There are no separate platform fee lines and no GST on the transfer — the desk's margin is built into the buy/sell price you're quoted. The only statutory add-on on a purchase is stamp duty on the consideration, shown transparently in your cost breakdown.

Is there a minimum ticket size for New Link Overseas Finance?

Minimums vary by company and depend on the lot the desk can source. Raise an enquiry and the desk will confirm the available quantity and the minimum for that name.

What KYC do I need, and do I need a demat account?

You'll share your demat details when you enquire so we can settle directly. Full KYC — PAN and a client-master / demat statement — is required before the transfer step, when shares actually change hands. Yes, you need an active demat account to hold unlisted shares.

Are there lock-ins on unlisted or pre-IPO shares?

Some shares carry statutory or company-imposed lock-ins — for example, a post-listing lock-in on pre-IPO stock — and transfers can be subject to the company's articles or approvals. Where a lock-in applies, we'll flag it before you commit.

How do I sell New Link Overseas Finance shares I already hold?

Raise a sell enquiry with the company, quantity and your target price. The desk confirms a buying price, you transfer your shares into the desk's demat, and once the credit is verified we pay you out by bank transfer to your registered account. The desk never pays out before your shares are received.

Unlisted shares are illiquid, may be hard or impossible to sell, and are not covered by exchange settlement guarantees or investor-protection funds. Pricing is indicative, not live. Read the full Risk Disclosure before you enquire, and invest only what you can afford to lock away.

New Link Overseas Finance Unlisted Share Price | Buy New Link Overseas Finance Pre-IPO Shares — wisefolio

Investment Thesis

New Link Overseas Finance Limited is a near-dormant Chennai NBFC. Revenue declined -60.10% (FY22); only 10 employees. CIN U65191TN1991PLC020173; authorized ₹20 Cr, paid-up ₹5.30 Cr. Hire purchase and hypothecation financing company; Royapettah, Chennai.

Pros

NBFC providing hypothecation loans, hire purchase, and short-term lending for industrial equipment and vehicles; Chennai (Royapettah) — South India's financial hub.
Authorized ₹20 Cr; paid-up ₹5.30 Cr — adequate capital for a small NBFC; 34+ years since 1991.

Cons

Revenue declined -60.10% (FY22) — severe contraction; only 10 employees (2022) — near-dormant operations.
Unlisted (U-prefix) — no secondary market; no ISIN confirmed.
Small NBFC with limited scale; hire purchase / hypothecation model faces competition from large NBFC peers.
No promoter details confirmed; email-based contact (Gmail) suggests minimal corporate infrastructure.

Business Segments

Hire Purchase / Hypothecation Finance

NBFC providing hire purchase financing, hypothecation loans, and short-term lending primarily for industrial equipment and vehicles; Chennai-based operations.

Revenue Model

New Link Overseas Finance Limited generates revenue primarily through interest income on loans and advances extended to borrowers under its asset financing operations. Revenue is driven by loan book size, interest rate spread (difference between borrowing cost and lending rate), and asset quality. Processing fees and other charges may provide supplementary income.

Detailed Analysis

Growth outlookExpansion plans, industry tailwinds & headwinds9

Growth Plans

India's large underpenetrated credit market provides long runway for NBFC growth especially in semi-urban Tamil Nadu

Strong Tamil Nadu economy with vibrant auto, manufacturing, and SME sectors creating demand for asset financing

Digital lending capabilities if adopted can lower cost of credit underwriting and collections significantly

Industry Tailwinds

India's large underpenetrated credit market provides long runway for NBFC growth especially in semi-urban Tamil Nadu

Recent Developments

Unlisted share market activity

Shares of New Link Overseas Finance Limited are available in the Indian unlisted share market at approximately ₹10 per share.

Comparable Companies

CompanyTypeTickerMkt Cap

Sundaram FinanceListedSUNDARAMFIN~₹45,000 Cr

Shriram FinanceListedSHRIRAMFIN~₹1,10,000 Cr

Muthoot Capital ServicesListedMUTHOOTCAP~₹800 Cr

Sundaram FinanceListed

SUNDARAMFIN · ~₹45,000 Cr

Frequently Asked Questions

About New Link Overseas Finance

New Link Overseas Finance Limited is an asset-financing Non-Banking Financial Company (NBFC) incorporated on January 17, 1991 in Chennai, Tamil Nadu. With CIN U65191TN1991PLC020173, the company is registered with the Registrar of Companies, Chennai and operates as a specialised provider of hire purchase, leasing, investment, and asset financing services. The company's registered address is at Mamatta Complex, II Floor, 13, Whites Road, Royapettah, Madras (Chennai) 600014 -- a commercially prominent address in central Chennai. New Link Overseas Finance operates within India's NBFC sector, which plays a vital role in extending credit to segments underserved by traditional banking channels. The company specialises in asset financing -- providing funds secured against movable and immovable assets including vehicles, machinery, and equipment -- through hire purchase and leasing structures. With an authorised share capital of INR 20 crore and paid-up capital of INR 5.30 crore, the company has a modest but functional capital base for its NBFC operations. Directors include Om Prakash Garg, Denise Marcelle Mollex Panjwani, Sornaraja Deivanai, and Thangaraj Gopalakrishnan, reflecting a diverse board composition. NBFCs like New Link Overseas Finance occupy an important position in India's financial system, particularly for asset-backed lending to small businesses, transport operators, and individuals seeking hire purchase financing. The company's presence in Chennai -- one of India's major commercial and industrial hubs -- provides access to a diverse corporate and retail client base. Over three decades of operations since 1991 have established the company within Tamil Nadu's financial services ecosystem.

Key Milestones

Incorporated January 17, 1991 in Chennai, Tamil Nadu (CIN: U65191TN1991PLC020173) — 34+ years old

Common questions about unlisted shares

How do I buy New Link Overseas Finance unlisted shares here?
Raise an enquiry on any company with the quantity you want. Our desk sources the shares and comes back with a firm price and allocation. You accept the allocation, transfer the funds to the desk's published bank account, and once we verify payment the shares are transferred into your demat.
Who am I actually transacting with?
You transact with the desk, not with an anonymous counterparty. When you buy, you buy from the desk; when you sell, you sell to the desk. Shares always route through the desk's own demat account, so there's one accountable party for the whole trade.
How do I pay, and is there a payment gateway?

New Link Overseas Finance Limited

How settlement works

Get price alerts for New Link Overseas Finance Limited

Discuss New Link Overseas Finance

Similar companies

Other ways to invest