What does Goldedge Estate and Investments Limited do?

Goldedge Estate and Investments Limited is a Delhi-based Non-Banking Financial Company (NBFC) focused on real estate investment and lending. Incorporated in 1992 under CIN L70101DL1992PLC047541, it primarily engages in financing real estate transactions, property investments, and related lending activities in the National Capital Region and broader Indian markets.

Is Goldedge Estate and Investments Limited an NBFC registered with RBI?

Goldedge Estate and Investments Limited operates in the NBFC–Real Estate Investment & Lending sub-sector. Companies in this category typically require registration with the Reserve Bank of India as an NBFC-ND (Non-Deposit Taking) or NBFC-SI depending on asset size. Investors should verify current RBI registration status directly with the company or through MCA filings.

What is the current share price of Goldedge Estate and Investments Limited?

Goldedge Estate and Investments Limited shares trade in the unlisted OTC market at approximately ₹10.5 per share as of the latest available data. The company is not listed on BSE or NSE mainboard.

Where is Goldedge Estate and Investments Limited headquartered?

The company is headquartered in New Delhi, Delhi, which provides access to one of India's most dynamic real estate markets — the National Capital Region (NCR).

What are the risks of investing in Goldedge Estate?

Key risks include the inherent credit risk in real estate developer lending, limited financial transparency as an unlisted entity, regulatory risk from RBI's evolving NBFC norms, and concentration risk in the Delhi NCR real estate market. The very low share price of ₹10.5 also reflects limited market confidence.

Who am I actually transacting with?

You transact with the desk, not with an anonymous counterparty. When you buy, you buy from the desk; when you sell, you sell to the desk. Shares always route through the desk's own demat account, so there's one accountable party for the whole trade.

How do I pay, and is there a payment gateway?

Payment is by direct bank transfer to Prospire Network Private Limited's published account (CIN U82300UP2025PTC233622), shown to you in-app at the payment step. There is no card gateway and no escrow. Never pay to a personal account or to any account shared over phone, WhatsApp or email — even if the person claims to be from our team.

How long does settlement take?

After you accept an allocation, you have a short window to pay (typically 2 days). Once payment is verified, shares are usually credited to your demat within 2–3 business days, subject to depository timelines and any company-level restrictions. Timeframes are typical, not guaranteed.

There are no separate platform fee lines and no GST on the transfer — the desk's margin is built into the buy/sell price you're quoted. The only statutory add-on on a purchase is stamp duty on the consideration, shown transparently in your cost breakdown.

Is there a minimum ticket size for Goldedge Estate and Investments Limited?

Minimums vary by company and depend on the lot the desk can source. Raise an enquiry and the desk will confirm the available quantity and the minimum for that name.

What KYC do I need, and do I need a demat account?

You'll share your demat details when you enquire so we can settle directly. Full KYC — PAN and a client-master / demat statement — is required before the transfer step, when shares actually change hands. Yes, you need an active demat account to hold unlisted shares.

Are there lock-ins on unlisted or pre-IPO shares?

Some shares carry statutory or company-imposed lock-ins — for example, a post-listing lock-in on pre-IPO stock — and transfers can be subject to the company's articles or approvals. Where a lock-in applies, we'll flag it before you commit.

How do I sell Goldedge Estate and Investments Limited shares I already hold?

Raise a sell enquiry with the company, quantity and your target price. The desk confirms a buying price, you transfer your shares into the desk's demat, and once the credit is verified we pay you out by bank transfer to your registered account. The desk never pays out before your shares are received.

Unlisted shares are illiquid, may be hard or impossible to sell, and are not covered by exchange settlement guarantees or investor-protection funds. Pricing is indicative, not live. Read the full Risk Disclosure before you enquire, and invest only what you can afford to lock away.

Goldedge Estate and Investments Limited Unlisted Share Price | Buy Goldedge Estate and Investments Limited Pre-IPO Shares — wisefolio

Unlisted shares are illiquid and carry higher risk than listed securities. Prices are indicative, not live. Read the risk disclosure.

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Goldedge Estate and Investments Limited Unlisted Share Price | Buy Goldedge Estate and Investments Limited Pre-IPO Shares — wisefolio | wisefolio

Investment Thesis

Goldedge Estate and Investments Limited is a three-decade-old Delhi NBFC with a niche real estate lending and investment focus. While its long operational history and NCR positioning are positives, limited transparency, the high-risk nature of real estate developer lending, and absence of public financial disclosures make it a speculative, high-risk investment. Suitable only for informed investors with deep due diligence capabilities and high risk tolerance.

Pros

ISIN INE980V01011 confirmed; listed (L-prefix CIN L70101DL1992PLC047541); active website at goldedgeestate.in.
Diversified financial activities: investments + NBFC lending + real estate — multiple income streams.
Market cap ₹5.38 Cr; 5,122,400 outstanding shares at face value ₹10 — actively traded micro-cap.

Cons

No revenue data publicly confirmed; NBFC/investment company with very small market cap.
Mixed sector classification (real estate + financial services) suggests unclear core business focus.
Seven directors (Satyanshu Khare, Nikhil Bansal, Bipin Agarwal etc.) — large board for a micro-cap company.
Delhi real estate and NBFC space is highly competitive; limited scale evident from ₹5.38 Cr market cap.

Business Segments

Investment & NBFC Activities

Investment in financial instruments, NBFC lending activities, and related financial services.

Real Estate

Real estate investment and estate management activities.

Revenue Model

Goldedge Estate and Investments Limited generates revenue through two primary streams: (1) Interest income from real estate loans extended to developers, builders, and individual borrowers against property collateral — typically at rates between 12–18% p.a. for NBFC real estate lending; and (2) Capital appreciation and rental yield from direct real estate investments on the company's balance sheet. Fees from loan origination and processing charges may also contribute marginally to income.

Detailed Analysis

Growth outlookExpansion plans, industry tailwinds & headwinds12

Growth Plans

Delhi NCR real estate market continuation of the 2022–2025 upcycle driving strong collateral values and lending demand

India's infrastructure and housing boom creating sustained demand for real estate finance across affordable, mid, and luxury segments

Bank credit constraints to real estate developers opening market share for well-managed NBFCs

PM Awas Yojana Urban and Smart Cities Mission driving affordable housing development in NCR satellite towns

Recent Developments

Delhi NCR real estate upcycle continues

The National Capital Region has witnessed strong real estate price appreciation and transaction volume growth since 2022, particularly in luxury residential, plotted development, and commercial segments. This provides a favourable backdrop for real estate-focused NBFCs like Goldedge Estate in terms of collateral values and lending demand.

2023–2024

RBI NBFC regulatory tightening

RBI has introduced tighter norms for NBFC–real estate exposures, including enhanced provisioning requirements and limits on concentration to single developer groups. Small NBFCs with real estate focus are required to enhance compliance frameworks and capital adequacy under the revised Scale-Based Regulation (SBR) for NBFCs.

2023–2024

Comparable Companies

CompanyTypeTickerMkt Cap

PNB Housing Finance LimitedListedPNBHOUSING~₹15,000 Cr

Aavas Financiers LimitedListedAAVAS~₹12,000 Cr

India Shelter Finance Corporation LimitedListedINDIASHLTR~₹5,000 Cr

PNB Housing Finance LimitedListed

PNBHOUSING · ~₹15,000 Cr

Frequently Asked Questions

About Goldedge Estate and Investments Limited

Goldedge Estate and Investments Limited is a New Delhi-based NBFC incorporated on 11 February 1992 and registered with the Reserve Bank of India. With CIN L70101DL1992PLC047541 and an authorised capital of Rs 5.5 crore (paid-up Rs 5.12 crore), the company has operated for over three decades in real estate investment and financial intermediation. The company deploys capital through investments in real estate assets, equity securities, and inter-corporate loans, primarily in Delhi and the National Capital Region. As a legacy NBFC with RBI registration, Goldedge Estate has maintained its operational and compliance status through multiple economic cycles. Its focus on real estate-backed investments provides collateral protection for its deployed capital. The company's unlisted shares are available on secondary market platforms. Given Delhi's strong property market appreciation over three decades, the company's real estate investment portfolio may carry significant embedded value. Goldedge Estate represents the category of small, promoter-driven NBFCs that have quietly operated in India's financial landscape since the liberalisation era.

Key Milestones

Incorporated February 11, 1992 in Delhi (CIN: L70101DL1992PLC047541) — 33 years old

ISIN INE980V01011; listed; market cap ₹5.38 Cr; 5,122,400 shares at ₹10 face value

Common questions about unlisted shares

How do I buy Goldedge Estate and Investments Limited unlisted shares here?
Raise an enquiry on any company with the quantity you want. Our desk sources the shares and comes back with a firm price and allocation. You accept the allocation, transfer the funds to the desk's published bank account, and once we verify payment the shares are transferred into your demat.
Who am I actually transacting with?
You transact with the desk, not with an anonymous counterparty. When you buy, you buy from the desk; when you sell, you sell to the desk. Shares always route through the desk's own demat account, so there's one accountable party for the whole trade.
How do I pay, and is there a payment gateway?

Risk factors & red flagsInvestment risks and items flagged from public filings10

Fraud / GovernanceMedium

Real estate developer loans are among the most credit-risky NBFC sub-segments. Project delays, regulatory clearance challenges, and developer insolvencies can lead to NPAs. The IL&FS and DHFL crises demonstrated the systemic risk in real estate NBFC lending.

Source: Media Reports / Public Records

Fraud / GovernanceMedium

RBI has been progressively tightening regulations for NBFC–real estate focused lenders, including higher capital adequacy requirements, provisioning norms, and concentration limits. Non-compliance can result in RBI action including cancellation of NBFC certificate.

Source: Media Reports / Public Records

Leverage & DebtLow

Real estate price cycles in Delhi NCR are volatile. A significant property market correction would impair the collateral value underlying the company's real estate loan book, potentially triggering margin calls and LTV breaches.

Source: Company Financial Filings

Leverage & DebtLow

Real estate loans are typically long-duration and illiquid. If the company faces a sudden demand for loan repayments from its own lenders or a withdrawal of credit lines, asset-liability mismatch could cause liquidity stress.

Source: AlphaHub Research

Fraud / GovernanceMedium

As a small unlisted NBFC with limited public disclosures, Goldedge Estate's financial health, NPA levels, capital adequacy, and management quality cannot be independently verified by retail investors.

Source: Media Reports / Public Records

Credit Risk

Regulatory Risk

Market Risk

Liquidity Risk

Transparency Risk

Goldedge Estate and Investments Limited

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