What does Ganodaya Finlease Limited do?

Ganodaya Finlease Limited is a Kolkata-based Non-Banking Financial Company (NBFC) incorporated in 1986. It provides financial solutions including lending and leasing services to individuals and businesses, operating under RBI's NBFC regulatory framework.

Is Ganodaya Finlease listed on a stock exchange?

No, Ganodaya Finlease Limited is not listed on BSE or NSE. It is an unlisted public limited company with ISIN INE917C01013 and CIN L65100WB1986PLC040000.

Where is Ganodaya Finlease headquartered?

The company is headquartered at A-402, Mangalam Apartment, 24/26 Hemanta Basu Sarani, Kolkata, West Bengal.

How do I buy Ganodaya Finlease Limited unlisted shares here?

Raise an enquiry on any company with the quantity you want. Our desk sources the shares and comes back with a firm price and allocation. You accept the allocation, transfer the funds to the desk's published bank account, and once we verify payment the shares are transferred into your demat.

Who am I actually transacting with?

You transact with the desk, not with an anonymous counterparty. When you buy, you buy from the desk; when you sell, you sell to the desk. Shares always route through the desk's own demat account, so there's one accountable party for the whole trade.

How do I pay, and is there a payment gateway?

Payment is by direct bank transfer to Prospire Network Private Limited's published account (CIN U82300UP2025PTC233622), shown to you in-app at the payment step. There is no card gateway and no escrow. Never pay to a personal account or to any account shared over phone, WhatsApp or email — even if the person claims to be from our team.

How long does settlement take?

After you accept an allocation, you have a short window to pay (typically 2 days). Once payment is verified, shares are usually credited to your demat within 2–3 business days, subject to depository timelines and any company-level restrictions. Timeframes are typical, not guaranteed.

There are no separate platform fee lines and no GST on the transfer — the desk's margin is built into the buy/sell price you're quoted. The only statutory add-on on a purchase is stamp duty on the consideration, shown transparently in your cost breakdown.

Is there a minimum ticket size for Ganodaya Finlease Limited?

Minimums vary by company and depend on the lot the desk can source. Raise an enquiry and the desk will confirm the available quantity and the minimum for that name.

What KYC do I need, and do I need a demat account?

You'll share your demat details when you enquire so we can settle directly. Full KYC — PAN and a client-master / demat statement — is required before the transfer step, when shares actually change hands. Yes, you need an active demat account to hold unlisted shares.

Are there lock-ins on unlisted or pre-IPO shares?

Some shares carry statutory or company-imposed lock-ins — for example, a post-listing lock-in on pre-IPO stock — and transfers can be subject to the company's articles or approvals. Where a lock-in applies, we'll flag it before you commit.

How do I sell Ganodaya Finlease Limited shares I already hold?

Raise a sell enquiry with the company, quantity and your target price. The desk confirms a buying price, you transfer your shares into the desk's demat, and once the credit is verified we pay you out by bank transfer to your registered account. The desk never pays out before your shares are received.

Unlisted shares are illiquid, may be hard or impossible to sell, and are not covered by exchange settlement guarantees or investor-protection funds. Pricing is indicative, not live. Read the full Risk Disclosure before you enquire, and invest only what you can afford to lock away.

Ganodaya Finlease Limited Unlisted Share Price | Buy Ganodaya Finlease Limited Pre-IPO Shares — wisefolio

Unlisted shares are illiquid and carry higher risk than listed securities. Prices are indicative, not live. Read the risk disclosure.

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Ganodaya Finlease Limited Unlisted Share Price | Buy Ganodaya Finlease Limited Pre-IPO Shares — wisefolio | wisefolio

Investment Thesis

Ganodaya Finlease Limited is a small, long-standing NBFC based in Kolkata with nearly 40 years of operating history since 1986. Its micro-scale operations and unlisted status limit financial visibility, while the regulatory environment for small NBFCs has become more demanding. The company serves a real market need in eastern India's NBFC lending space but faces structural challenges to growth.

Pros

Incorporated in 1986 with nearly four decades of operating history as an NBFC, providing institutional longevity and regulatory track record with RBI
Registered NBFC with a valid ISIN (INE917C01013), indicating a properly structured corporate entity with shareholder records maintained
Based in Kolkata, serving the financially active eastern India market where NBFC penetration in small business lending has historically been strong

Cons

Micro-scale NBFC with a share price of ₹39 suggesting a very small balance sheet and limited lending capacity relative to larger NBFCs
Unlisted entity with limited public financial disclosures, making asset quality, NPA levels, and capital adequacy ratios difficult to assess
The NBFC sector faces intense regulatory scrutiny from RBI following sector-wide concerns about governance and asset quality post-IL&FS crisis

Business Segments

Lending & Leasing

Providing loan and lease financing products to individuals and small businesses in eastern India

Revenue Model

Interest income from loans and leases disbursed to retail and small business customers, supplemented by processing fees and other financial service charges.

Detailed Analysis

Growth outlookExpansion plans, industry tailwinds & headwinds6

Growth Plans

India's financial inclusion agenda supports demand for NBFC lending in underserved markets

Eastern India remains under-banked, providing a potential market for small NBFC lenders

Industry Tailwinds

India's financial inclusion agenda supports demand for NBFC lending in underserved markets

Eastern India remains under-banked, providing a potential market for small NBFC lenders

Comparable Companies

CompanyTypeTickerMkt Cap

Muthoot FinancePE: ~18xxListedMUTHOOTFIN~65000 Cr

Manappuram FinancePE: ~10xxListedMANAPPURAM~15000 Cr

Arman Financial ServicesPE: ~12xxListedARMANFIN~1200 Cr

Muthoot FinanceListed

Frequently Asked Questions

About Ganodaya Finlease Limited

Ganodaya Finlease Limited is a Kolkata-based Non-Banking Financial Company (NBFC) incorporated in 1986. Registered with the Reserve Bank of India, the company is engaged in investment activities including investments in securities, mutual funds, and inter-corporate loans. With ISIN INE917C01013, the company is listed on BSE and NSE, making it one of the few listed micro-cap NBFCs in Kolkata's financial services ecosystem. The company has demonstrated a strong turnaround in its Q3 FY2025-26 performance, reporting net profit of Rs 0.49 crore compared to a net loss of Rs 1.02 crore in the same quarter of the previous year. Sales for Q3 FY2025-26 were Rs 1.10 crore, reflecting the NBFC's modest scale of operations. The company is managed by directors Rina Saraya, Rajesh Kumar Routh, Shambhu Nath Modi, Gaurang Agarwalla, Arun Kumar Agarwalla, and Sudha Agarwalla. As a small NBFC with four decades of operational history, Ganodaya Finlease serves a niche segment in Kolkata's financial market. The company's primary business involves deploying capital through inter-corporate loans and securities investments, generating interest income for its shareholders. While it remains a micro-cap entity, its RBI registration and compliance history provide a baseline of regulatory credibility.

Key Milestones

Incorporated in 1986 in West Bengal as a Public Limited Company

Registered as an NBFC under RBI regulations with CIN L65100WB1986PLC040000

Common questions about unlisted shares

How do I buy Ganodaya Finlease Limited unlisted shares here?
Raise an enquiry on any company with the quantity you want. Our desk sources the shares and comes back with a firm price and allocation. You accept the allocation, transfer the funds to the desk's published bank account, and once we verify payment the shares are transferred into your demat.
Who am I actually transacting with?
You transact with the desk, not with an anonymous counterparty. When you buy, you buy from the desk; when you sell, you sell to the desk. Shares always route through the desk's own demat account, so there's one accountable party for the whole trade.
How do I pay, and is there a payment gateway?

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